When can I enroll in an ACA Health plan?
The open enrollment period is your yearly opportunity to enroll in an ACA Health plan. The open enrollment period is open from November 1st to January 15th. However, if you’ve experienced a certain life event you can enroll in a health plan year round. Some examples of qualifying life events include:
- Change in income
- Lost or will be losing coverage
- You’re no longer a dependent on your parent’s health insurance
- Marriage or Divorce
- Had a baby, adopted a child or recently started fostering a child
- Gained legal US citizenship
- Change in disabilty status
- Enrollment errors
- Lost Medicaid and/or CHIP eligibility
If you’ve experienced one of these life events you can qualify for a Special Enrollment Period and can sign up for a health plan now. Call us if you have questions or want to enroll. Remember – you only have 60 days from the date of your life event to enroll.
If you haven’t experienced a life event but still need coverage, don’t worry! There are lots of great short term plans available that can take effect within days. Learn more about short-term plans here.
What plans are available?
Plans are available in 4 metal levels: Bronze, Silver, Gold, and Platinum. With Bronze offering the lowest level of coverage and Platinum the highest. Catastrophic plans are also available to people under 30 and those with a hardship exemption, these plans offer very basic coverage. To find the best plans in your location, request a quote now.